If you own a car, you’ll need to have car insurance in order to be road legal. However, finding the average price for car insurance can be tricky, as it can vary dramatically from person to person based on driving experience, age, where you live etc. According to the Association of British Insurers, the average cost of car insurance in the UK is around £500 for fully comprehensive cover.

Your age is one of the most significant things that companies take into consideration before offering you a policy. Alongside this, where you live is also an important factor, as potential insurers like to know crime rates in the area to help them assess the risk of insuring your car.

Other factors such as where the car will be parked overnight will also be considered by the brokers. If your car is parked on a public road instead of a private driveway, your car insurance will generally be more expensive.

Being a safe and careful driver though will ultimately be reflected within your driving record and having a good record is the most effective way of lowering your insurance costs. The best way to ensure that you’re getting the most competitive quote for your policy though is to compare quotes with different providers.

If you’re a new driver on the roads, then the amount you can expect to pay for your car insurance will probably be higher than the UK average. This is because you are more likely to have an accident as an inexperienced driver.

To better understand the cost of insurance for your own personal circumstances, we invite you to compare prices at The Car Insurer. It’s quick, easy and compares prices from over 50 different insurance brokers at the same time.